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Financial Preparations To Make Before Starting A Family

Posted by on in Family |

If you are considering starting a family of your own, there are some financial considerations that you will need to make. While you don’t have to be wealthy to have a baby, it is important that you are at least financially secure enough. Remember that having a baby can come with many surprises, including surprise costs.

Here are some financial preparations to make before starting a family:

Consider Surrogate Mother Costs

There is more than one way to start a family, and many people are turning to surrogate mothers to help them begin their journeys. If this is you, you may want to consider surrogate mother costs in Pennsylvania, California, or wherever else you live. Going through the surrogate process isn’t necessarily cheap, but it is far more affordable than most people think. You will need to do some saving, take out a loan, or create a payment plan to help you on your way – but it will all be worth it once you have your own family.

For more information about surrogate mothers in Pennsylvania, visit https://surrogacypennsylvania.com.

Think About Buying The Essentials Early

If you are going to be on a budget, you may want to start stocking up on the essentials early. This doesn’t necessarily mean diapers and wipes, but some of the bigger purchases as well. Consider getting the car seat, crib, stroller, and monitors early. Of course, you can always ask for them as a baby shower gift as well, but you cannot expect someone to buy these big ticket items.

However, you can expect to get clothing, diapers, wipes, food, and some smaller essentials for at least your first pregnancy. Don’t be afraid of secondhand gear in some cases, but know that some things shouldn’t be secondhand, including car seats.

Have A Steady Source Of Income

One thing you want to do is ensure that you will have income once your baby comes – you don’t want to have the baby and then start looking for jobs. It is best to have an income you can trust now. This will help you to prepare for the baby’s arrival and then take care of a baby once he or she comes. For many people, this will mean having a traditional job, but it doesn’t have to. If you are a gig worker, you freelance, or you just have a unique source of income, it is fine. You just need to ensure that it is steady and will continue if you need to take a few weeks off to be with the baby.

Can You Afford Child Care?

One thing to think about is whether or not you can afford child care. This means figuring out how much it would cost for you to take your baby to a daycare center or to a friend’s house. It may also mean asking your family to see if someone can watch the baby. Can nana watch the baby on Tuesdays? Is your sister a stay-at-home mom and she can watch him on Thursdays? Do you have a rainy day fund so that you can hire a babysitter if you want to have a date night?

While this may not seem important when you aren’t even pregnant, but it is certainly something to consider as soon as you know you want to have a family.

What About A College Fund?

There are some things that would be nice to do, but aren’t essential right away. Of course, you want your child to go to college, but that may be thinking too far ahead. If you don’t have the money to start a college fund right now, it is okay. Instead you want to think about some of the items mentioned above. If you can start a college fund, more power to you. Even better, put some money into an account so that you can get your child involved in sports, after school activities, or travel the world.

Don’t fear – having a baby is expensive, but it is rarely cost-prohibitive. You may need to change your budgets and make concessions, but it doesn’t mean you can’t have a family at all. Be smart with your money and you should be fine.


Medical Expenses Coverage For The Surrogate Mother

Posted by on in Uncategorized |

  Surrogacy has been a major topic of discussion in the recent past, especially in Minnesota. Even with the increase in the number of parents that are willing to explore this option to get their own children, there are still people that think surrogacy should not be allowed. For many, surrogacy is not only a […]


The Pregnancy Period Of A Surrogate Mother

Posted by on in Uncategorized |

Surrogacy is a trend that is becoming more and more popular by the day. Surrogate mothers are the option when gay couples would like to have kids. A surrogate can also be required when the woman in a regular couple cannot conceive or does not want to conceive. Even though surrogacy has been fully embraced […]


The Importance of Betas

Posted by on in Books, News |

The Importance of Betas   I’ve been asked before if I thought it really is important to have beta readers for novels.  My answer to this will always be a huge ‘Hell, Yes!’  Sorry for the language there, but I feel that strongly about the need to have betas read my novels before I ever […]


Tour Dates

Posted by on in Dates |

Ash to Steele blog tour with Love Between the Sheets Promotions 9-22-14 Got More Books:  http://gotmorebooksblog.blogspot.com – Review 9-22-14 Kitty Kats Crazy About Books: http://katfenton.blogspot.co.nz/ – Promo Post 9-22-14 White Zin Bookends:  www.whitezinbookends.com – Review 9-22 -14  Hooked On Books Forever:  http://hookedonbooksforever.blogspot.com/ – Promo Post/Review 9-22-14  Cruising Susan Book Reviews:  http://cruisingsusanreviews.com – Review 9-22-14  Here […]


Favorite Reading Place

Posted by on in favorites |

#favreadingplace This is for all you readers out there who love to curl up with a good book, a great drink, and forget the ‘real’ world for a while!  Each month, one of you will win a $15 Amazon gift card just because I think readers rock.  All you have to do is send me […]


Perfect Escape-Family Portraits Series 4 by Gillian Felix

Posted by on in Books |

Perfect Escape (Family Portrait Series #4) by Gillian Felix I am very honored and excited to have the amazing woman and author alike, Gillian Felix, on my site today with her new novel, Perfect Escape – #4 in the Family Portrait Series.   Enjoy an excerpt and take a look at my 5* review for […]


One to Save by Tia Louise COVER REVEAL

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Cover Reveal for One to Save by Tia Louise I am very excited to be a part of the cover reveal for One to Save by the lovely and talented author, Tia Louise!  I am in love with all her covers, and this one is no exception!  Take a look at all her written works […]


Character Interview with Kevin from Family Portraits Series

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Character Interview with Kevin (Family Portrait Series) by author Gillian Felix I am super excited to have my girl, Gillian Felix, back on my site today with a character interview with Kevin, from her Family Portrait Series.  I’m loving this soap opera coming to life in novels  by the talented Ms. Felix.  If you haven’t yet […]


Ash to Steel Chapter One

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Ash to Steele Chapter One Insatiable Bastard   ***Disclaimer: Intended for readers 18+ due to strong language, mature scenes, and some violence. By continuing to read, you are acknowledging that you are 18 or older.*** Chapter One Insatiable Bastard   Three months later.      Fast, pulsating, endorphin inducing music blares, even through the closed door, […]

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